We realize that financing your orthodontic treatment can be challenging.  We want to help you get the treatment you need and desire using whatever appliance is right for you.  Payment options at Riolo Orthodontics include any of the following:

  • Financing through CareCredit
  • Interest free payment plans
  • Cash or Personal Check (We offer a discount for cash or check payment.)
  • Visa, MasterCard, American Express, and Discover

Insurance Coverage & Payment Plans
If you have insurance that covers orthodontic treatment, we will submit claims to your insurance company on your behalf. Dr. Riolo participates with most of the major medical and dental insurance companies

We offer a variety of interest free payment plans to meet the individual needs of our patients. We work with our patients to assist in any way possible in processing insurance forms and documents and will coordinate with your flexible spending or medical savings account. Our financial coordinator, Teresa will discuss your treatment fees, insurance estimates, and financing options with you and assist in finding a payment plan that is comfortable for you.

We will always assist you in receiving the maximum benefit from your insurance company.

Carecredit is great for financing your orthodontic treatment

We also provide Care Credit to help you find a flexible payment plan and affordable alternative to pay for your orthodontic treatment. Assistance with finding confortable  financing is provided by our office staff.

We’re pleased to offer our patients the CareCredit® card, North America’s leading patient payment program. CareCredit lets you begin your treatments immediately — then pay for it over time with convenient monthly payments that fit easily into your budget. Now you don’t have to save up for years to finally get the great smile you have always wanted.

Like a credit card, but better CareCredit works just like a credit card, but is exclusive for healthcare services. With low monthly payments every time you use it, you can use your card over and over for follow-up appointments or different procedures. This means you don’t have to put your health and beauty on hold until you save up enough money. We give you the power to decide when it’s the right time for you.  You can apply for financing online at  or call (1-866-893-7864).

Chris from Rochester, NY. is 31 years old he decided to straighten his teeth using  Incognito braces. He researched lingual braces and decided that if he was going to get braces he might as well do it “right”.  He has kept a blog at . This blog documents his experience with Incognito braces, from start to finish. Check out Chris’s blog posts they are updated every week or two.

Before and After incognito


Jacqui eating oysters with her Incognito braces

There are a number of places on the internet to get information directly from patient about what it is like to wear Incognito braces.  I am going to try and begin listing these resources.  I will start with Jacqui who is a 3M Unitek employee and is writing a blog documenting her experience with her orthodontic treatment using the Incognito system.

She is 30 years old and although she had traditional braces when she was a kid, her teeth moved over the years and she decided to straighten her teeth with Incognito Hidden Braces!

Jacqui is tracking her progress and experiences on her blog so that others can decide if getting Incognito Hidden Braces is an appropriate choice for them.  If you’re looking into for hidden braces for yourself,  more information is available at If you want to learn more about Jacqui and what her life’s been like since she became Incognito Jacqui, follow along at Jacqui is happy to answer questions about her experiences , you can email her via  this link.